Core Specialty’s Medical Stop-Loss Division works with managing general underwriters/agents/intermediaries and reinsurers to design and underwrite self-funded and level funded medical stop-loss coverages. Self-funded medical coverage provides a flexible and cost effective alternative to traditional fully funded insurance for employers of all sizes. Our suite of products helps employers manage the risk of loss from catastrophic accidents and medical conditions.

Headquartered in League City, Texas, the Medical Stop-Loss team has the required expertise to meet employers’ needs through flexible treaty terms and multi-year programs. We have a proven track record of success and the ability to invest time to develop new stop-loss programs.

The Core Specialty Advantage

  • Policies are issued by Standard Life and Accident Insurance Company
  • Unlimited specific excess stop-loss policy limits available
  • $1M limit on aggregate stop loss (higher limits available with facultative approval)
  • Coverage available on a medical excess of loss and/or aggregate level
  • Capacity to work with captive reinsurance partners
  • Experienced in-house claims professionals
  • Cost effective network of legal counsel to defend claims
  • Licensed in 46 States and the District of Columbia (Maine, New Hampshire, and New Jersey pending approval)

Lancer Insurance Company

Our Products

  • Medical Specific and Aggregate Stop-Loss
  • Level Funded
  • Individual and Group Dental
  • HMO Managed Care Excess of Loss
  • Provider Excess of Loss
  • Employer Medical Gap Insurance


Jim Stelling
President, Medical Stop-Loss


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