Contract Binding offers commercial lines package products for small to midsize accounts. Our risk appetite covers a wide range of classes in P&C, Energy, and Garage business segments. We write in all states, except Alaska, D.C. and New York, on a non-admitted basis.

The Core Specialty Advantage

  • Technically qualified underwriting staff, experienced with commercial lines package products, regionally assigned, ready to assist wherever needed
  • Web-based portal providing rate, quote, bind, issue processes with API functionality to match varying market demands
  • ISO based coverages promoting market acceptance
  • Claims staff experienced in specialty lines requirements


Property and Casualty


  • General Liability, Commercial Property, Inland Marine

Target Classes:
  • Contractors
  • Mercantile
  • Habitational
  • Light Manufacturing
  • Restaurants and Bars/Taverns
  • Lessors’ Risk



  • General Liability, Commercial Property, Inland Marine

Target Classes:
  • Small upstream oil & gas exploration and production contractors



  • Auto Dealer Coverage form providing Auto Liability, Physical Damage, Dealer’s E&O, Garagekeepers and Comprehensive General Liability

Business Segments Written:
  • Auto Dealers and Auto Service and Repair

Target Classes:
  • Auto dealers
  • Heavy truck dealers and repair
  • Motorcycle and ATV dealers and repair
  • Mobile auto repair
  • Valet service


Bill Pondrom
President, Contract Binding
+1 (210) 400-7166

Robert Karam
VP, Garage Underwriting
+1 (480) 514-9055

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