Medical
Stop-Loss

Core Specialty’s Medical Stop-Loss Division works with managing general underwriters/agents/intermediaries and reinsurers to design and underwrite self-funded and level funded medical stop-loss coverages. Self-funded medical coverage provides a flexible and cost effective alternative to traditional fully funded insurance for employers of all sizes. Our suite of products helps employers manage the risk of loss from catastrophic accidents and medical conditions.

Headquartered in League City, Texas, the Medical Stop-Loss team has the required expertise to meet employers’ needs through flexible treaty terms and multi-year programs. We have a proven track record of success and the ability to invest time to develop new stop-loss programs.

Contacts
Resources

The Core Specialty Advantage

  • Policies are issued by Standard Life and Accident Insurance Company
  • Unlimited specific excess stop-loss policy limits available
  • $1M limit on aggregate stop loss (higher limits available with facultative approval)
  • Coverage available on a medical excess of loss and/or aggregate level
  • Capacity to work with captive reinsurance partners
  • Experienced in-house claims professionals
  • Cost effective network of legal counsel to defend claims
  • Licensed in 46 States and the District of Columbia (Maine, New Hampshire, and New Jersey pending approval)

Lancer Insurance Company

Our Products

  • Medical Specific and Aggregate Stop-Loss
  • Level Funded
  • Individual and Group Dental
  • HMO Managed Care Excess of Loss
  • Provider Excess of Loss
  • Employer Medical Gap Insurance

Contacts

Jim Stelling
President, Medical Stop-Loss

RESOURCES

Notify a Claim

Notify a Claim

General Inquiry

General Inquiry

Our Divisions

Operating Model

We operate under a business unit philosophy that allows our divisions local decision-making for underwriting and claims with a high degree of autonomy and full accountability.

About Us

We focus on niche markets, local distribution and superior underwriting knowledge, offering traditional as well as innovative insurance solutions to meet the needs of our targeted customers and brokers.

Insurance Platforms

StarStone Specialty Insurance Company
Property and casualty, excess and surplus lines insurer.

American Surety Company
Lancer Insurance Company
Lancer Insurance Company of New Jersey
StarStone National Insurance Company
Property and casualty, admitted markets insurers.

Standard Life and Accident Insurance Company
Life, Accident, and Health insurer.

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